Loans are borrowed money that must be repaid with interest. Low-interest loans are offered by participating private lenders under the Federal Family Education Loan Program (EFEL), or the U.S. government under the William D. Ford Direct Loan Program. 

To learn more about federal loan programs, go to the U.S. Department of Education website at http://studentaid.ed.gov/
PORTALSWebApp/students/english/funding.jsp

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