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Tuition Payment Plan (NEW)
Students must be registered for the current semester to sign up for the payment plan. This payment plan is not available to inactive students who owe money for prior semesters and have been referred to the collection agency. Learn more about the payment plan.
Grants - Scholarships - Tuition Waivers
These are “free” monies that do not need to be repaid. Grants, also known as “gift aid,”
are funds awarded to students often based on their financial need. Scholarships are a form of aid with specific
requirements such as talents, merit, ethnicity and major.
Work Study
Money earned at an on- or off-campus job associated with the college that will help pay for educational
expenses. The program provides jobs for students with financial need and encourages community service work and work
related to a student’s field of study. (Student Employment and Cooperative Education Website
http://sece.its.hawaii.edu:9442/login.do)
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Loans
Loans are borrowed money that must be repaid with interest. Low-interest loans are offered by participating private
lenders under the Federal Family Education Loan (FFEL) Program, or the U.S. government under the William D. Ford Direct
Loan Program.
• Federal Stafford Loans are offered in two forms, subsidized and unsubsidized. Subsidized loans are awarded on the basis of
financial need and students pay no interest on the loan until they enter a repayment period 6 months after they have either stopped attending classes
or dropped below half-time status. Unsubsidized loans are not based on financial need and students are responsible for paying accrued interest
throughout the life of the loan.
• Parent PLUS loans are available to parents of undergraduate students.
• Perkins loans are offered to students who demonstrate the greatest need and are available at participating schools that act
as lenders for the loans. Students pay no interest on the loan until they enter a repayment period 9 months after they either stopped attending classes
or drop below half-time status. Not all community colleges offer this loan, so you may want to check with the college of your choice.
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Paying for College
